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Why You Need To Get Engagement Ring Insurance

September 26, 2016

There's really only one reason you need to insure your engagement ring.
Are you ready? Here it is.

You Are Human.

Poolside Photo Of FeetWhether you’re at the beach, traveling to all ends of the earth, or just running out to grab groceries, there are a thousand different things that can happen to your ring. You might accidentally leave it by a pool, knock it into the garbage disposal, the dog might swallow it or worst of all, it’s possible that your ring could be stolen. As a human, you can try to make sure these things don’t happen, but you can’t guarantee that they won’t. And that’s okay. That’s why you get your ring insured. 

What if I never lose my ring?

Yes, if you never lose your ring you might feel that paying for insurance is a huge waste of money. On the other hand, if something does happen to your ring, the money you paid for insurance will be the best investment you ever made. According to The Knot & Jewelers Mutual, insuring your ring for a year will cost on average $1 to $2 for every $100 that it would cost you to replace your ring. That’s a small price to pay to wear your ring with confidence each day.

Vintage Filigree Engagement Ring 




So whether your ring cost $1000 or $100,000 get it insured and rest easy knowing your favorite piece of jewelry, and the story it tells, is protected.